BudgitUrself

Know exactly what you can spend.

You enter what you earn and what you owe — no sync engine guessing at your categories. Every bill and balance is counted, and what is left is genuinely yours.

No credit card required · Free forever

The Horizon ViewLeftover

$6,967.36

Monthly income breakdown

$10,220.55 ($4,820.55 liquid + $5,400.00 income)

  • Expenses$2,370.00
  • Bills$57.94
  • Credit cards$825.25
  • Left over$2,972.06
How it works

Four numbers, honestly counted

Nothing here is estimated on your behalf. That is the whole point.

Track your paycheck

Enter what you take home and let every dollar get a job before you spend it.

Subtract what is fixed

Housing, groceries, the bills that arrive whether you think about them or not.

See when it leaves

Every recurring charge, broken out by the day of the month it actually lands.

Count what you owe

Card balances come off the top of what's coming in, not out of next month's hope.

Try it

The whole idea, in three boxes

Change any number. The answer moves with it.

What comes in

Take-home pay, after tax.

What goes out

Total expenses$1,700

What is left

Free to spend

$1,800

On track

This is what can go toward:

  • Savings—
  • Entertainment—
  • Dining out—
The detail

Every bill, on its day

Subscriptions that charge a card automatically, fixed charges like rent, and the people you pay back yourself.

Recurring bills

day1

Rent

Fixed charge

$1,450

day8

Car insurance

Fixed charge

$132

Total recurring bills$1,582

Subscriptions

day1

Netflix

Entertainment

Chase Sapphire

$15

day5

Spotify

Entertainment

Amex Gold

$12

day12

Adobe CC

Software

Chase Sapphire

$55

Total subscriptions$82

Personal owed bills

day1

YMCA Membership

Owed to Dad

$20

day15

Storage unit

Owed to Sam

$65

Total personal bills$85

Sorted by the day of the month each one actually charges.

Ready to see what is actually left?

Enter your own numbers once and the month stops being a guess.

  • Budgeting in under two minutes
  • Unlimited cards and accounts
  • One honest number, every month
  • No credit card to start
Get started

Free forever · No credit card required